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Financing Instruments & Financing Providers

Total results: 84

Facility Name Sort Provider Purpose Max Sort Business Eligibility Minimum Documentation Required Collection / Payback (months) Sort
Accion

Seed funding, Scaling

£12,419,355
  • Mobile phone–based financial services or business models built on mobile payment platforms.
  • Specialized credit assessment or delivery models.
  • Online or social media platforms for enabling financial access.
  • Pay-as-you-go, collaborative consumption, and
  • New products for people living in poverty.
  • Proof of business ownership,
  • Business plan
Accumen Fund

Scaling ventures

£74,516,129
  • Ventures must focus on the acument pillars:
  • Focus on the poor, game changing innovations that have potential to scale to millions of low-income customers, true effect on customers' quality of life over time.

Business plan.

financial plan.

marketing plan.

The company must be legally registered and have audited financial statements.

All legal requirements and documents must be in place.

Africa Agriculture Development Company

To stimulate the growth of Small and Medium Agri-businesses (SMAs)

£248,387,097
  • Proven business model (and full business plan and financial operating history for larger investments)
  • Strong management team
  • Potential for long-term growth
  • Potential positive impact on people, economies and the environment
  • Full business plan and financial operating history for larger investments
African Development Bank

Easing access to finance for African MSMEs

£248,387,097

All African SMEs with a valid operating license

  • Business registration documents
  • Audited financial reports
84
Agra

Supporting small holder farmers

  • Awarded to organizations that have been determined to posses the operational capability, technical expertise, adequate internal controls and experience to implement Agra transformative agenda.
  • Concept notes
  • Proposal
Stanbic Bank Uganda Limited

Financing solutions to keep your agricultural business up and running. 

  • Must be a legal business existing for at least 2 years
  • Have an active bank account with Stanbic bank
  • Possession of collateral

  • Business Legal documents
  • Business' financial statements, including and income statement, balance sheet and cash flow  
  • A 12-month cash flow forecast  
  • Management Accounts or Audited Financials for 2 years 
  • Cash flow statement projections.
  • Valuation report if security pledged is land/Buildings
  • Bank Statement from the client has been banking for 1 year
  • Financial Card
  • Performa Invoices for the machinery
DFCU Bank Uganda Limited

Financing commercial farmers

£709,677

• Legally registered farming group
• Hold a current or savings bank account

• Financial card
• Company profile

36
Bank Of Uganda (Agricultural Credit Facility)

To promote commercialization of Agriculture

£35,483,871
  • Acquisition of agricultural machinery.
  • Post harvest handling equipment.
  • Storage facilities, agro processing, mechanization
  • A detailed bankable project proposal/ feasibility report
96
Microfinance Support Centre

Financing the agricultural value chain such as productivity enhancement, asset acquisition, bulk purchasing, collective marketing and construction of farm housing. Funding is also extended to support environmental and clean energy products.

Airtel Uganda

Instant mobile loans

£7,097
  • Money transfer for micro businesses
  • The person should be a registered Airtel mobile user who has been active for at least 6 months.
1
Asaak

Business

£709,677
  • Mobile financial services
  • A phone number
  • A National ID
  • A mobile money or bank account and,
  • Collateral to secure your loan.
  • National ID and application through the Asaak mobile phone
Uganda Development Bank

It facilitates acquisition of qualifying assets that aid production and/ or value addition in key sectors. The asset is the primary security for the financing.

It facilitates acquisition of qualifying assets that aid production and/ or value addition in key sectors. The asset is the primary security for the financing.

  • Applicants must be incorporated entities
  • The project must have an equity contribution of 60% of the total project cost if it is a start-up and 40% if it is a going concern
  • Adequate collateral is required, preferably landed property
96
ABC Capital Bank Uganda Limited

Advancing good business background and repayment capacity for asset purchasing.

  • Term Working capital loans.
  • Business Loans Application Form duly completed.
  • PIN Certificate of the applicant.
  • ID copies and PIN certificates of the directors.
  • Director’s resolution to borrow.
  • Audited financial accounts for the last three years.
  • Business latest management accounts with current aged debtors and creditors.
  • Copies of the security documents e.g. title deed, logbook etc.
  • Copy of the valuation report, if available.
  • Copy of the letter(s) of offer and certified loan account statements from other institutions, if enjoying other facilities.
  • Bank statements for the last six months, if banking elsewhere.
  • Sketch map of physical location of the business premises.
  • Cash flow projections for next 12 months.
  • Copy of the business registration certificate (business names).
  • Copy of the certificate of incorporation (limited companies).
  • Copy of the memorandum and articles of association (limited companies).
  • Latest returns to the registrar of companies.
  • Details of Securities offered.
12
NC Bank

To help grow Businesses

  • Our secured business loans are available to businesses and individuals in business who need to finance expansion or diversify their business assets.
  • Get a loan with a flexible repayment period that is based on your business and borrowing purpose.
  • Offers flexible security options.
  • Maximum tenor period of up to 5 years for capital expenditure (CAPEX) and 3 years for working capital.
  • Repayment period is assessed on existing business cash flow and cash flow projection.
  • The business should be registered
  • The business must have been operational for the last 3 years
  • Copy of ID cards for all Directors
  • Copy of company TIN
  • Certificate of Incorporation/Registration
  • Memorandum & Articles of Association
  • Financial reports for the past 3 years
Bank of Africa Uganda

For women involved in productive enterprises

  • The product is available for women in business
  • Financial card
  • Identification
24
Bank of Baroda Uganda

Finance for working capital in Business

£70,968

• should have satisfactory operative Current account
• should be profit making for last two (2) consecutive financial years

• Company registration form
• Partnership deed (incase of any)

24
Bank of Baroda Uganda

For working capital requirements

£70,968

• All persons engaged in trade of any commodity / goods
• Individuals or firms shouldn't be prohibited by law nor opposed to public interest.

• Company registration form
• Partnership deed (incase of any)

48
Brac Uganda Limited

To finance women in business

£35,484
  • Microfinance, particularly for agriculture
  • Must be a women's group living and working in the same community
  • Should have two guarantors
  • Financial Card
  • Proof of Ownership of collateral
Entrepreneurs Financial Center Uganda Ltd(EFC)

Financing entrepreneurs with inventory/working capital/purchases for business purpose.

EFC Uganda partners with micro and small size entrepreneurs (MSEs) who need fast and efficient credit services.
The EFC Business Loan is specifically designed for entrepreneurs to provide working capital or to finance inventory and/or equipment purchases, investments, agricultural supplies or any other business related purpose. This product is intended for revenue producing activities (business) only.

  • Must be an individual entrepreneur/merchant/other legal entity engaged in income generating activities
  • Be of the age of majority
  • Have collateral
  • Financial card
  • Valid trading licence
60
Housing Finance Bank

Financing institutions and corporate businesses for continuity

Our Business loan is a short to medium term credit facility to provide finance to institutions and corporate businesses for business continuity.

  • Certified copies of company founding documents
  • Proof of residential address
  • Valid identification of business
  • CRB Card
  • Bank statement for at least 12 months
  • Trading licence
36
Stanbic Bank Uganda Limited

Financing purchase of fixed assets

Hold a current or savings bank account

Proper identification

60
Stanbic Bank Uganda Limited

Short term capital financing for businesses

£7,096,774
  • Have an active bank account with Stanbic bank
  • Possession of collateral
  • Financial card
  • Trading license
  • Valid IDs
24
Favourite Climate Resilient Agribusiness For Tomorrow (CRAFT)
SNV

To Increase availability of accessible and climate resilient food for population

The primary target groups of the project include small and medium entrepreneurial farmers, SME agribusinesses, and service providers to these SMEs, as well as financial institutions and government agencies that play a key role in creating an enabling environment that can foster large-scale roll-out of climate smart agriculture in East Africa.

Full business plan 

Standard Chartered Bank

Growth and expansion of the business

  • Access to additional funds for your business using your property
  • Projected cash flows for the period of financing.
  • 80% financing available on your collateral’s valuation price
  • Formal application form
  • Financial card for the borrowing entity
  • Business plan, updated company profile.
36
Equity Bank Uganda Limited

Ensuring that customers are able to set up serious development projects

• Must be an existing legal business with an operative bank account
• Collateral/ security

  • Financial information
60
Favourite EWB Small and Growing Business Ventures Fund
EWB Ventures

Seed-stage investment

£2,483,871

Seed-stage, for-profit social ventures based in Sub-Saharan Africa with a focus on improving access to products or services.

  • Not specified
Uganda Development Bank

Equity investment is a mode of business financing where UDB provides capital or invests in a project in return for shareholding in the project on given terms. The project must fall within the Bank’s priority sectors.

Equity investment is a mode of business financing where UDB provides capital or invests in a project in return for shareholding in the project on given terms. The project must fall within the Bank’s priority sectors.

  • Applicants must be incorporated entities
  • The project must have an equity contribution of 60% of the total project cost if it is a start-up and 40% if it is a going concern
  • Adequate collateral is required, preferably landed property
FINCA Uganda Limited

To facilitate short and medium term credit for SMEs

£2,483,871
  • FINCA Small Business loan
  • Facilitates business performance and growth
  • Personalized repayment plan
  • Loan amount depends on business performance
  • Competitive interest rates
  • Minimum age of 18
  • Active Business for atlest 6 Months
  • Guarantorship Financial Card
  • CRB registration
  • Trading License
  • Individual borrowers with active businesses
  • Applicant must be 18 years and above
  • At least 6 months of business existence and activity
  • Possession of proof of business preferably trading license
  • Two guarantors
  • CRB registration (Card or Number)
  • Possession of an acceptable form of collateral
36
FINCA Uganda Limited

To facilitate the performance and growth of small and medium enterprises

£2,129,032
  • Possession of a trading licence
  • Credible guarantor
  • Trading License
  • Letter of Guarantee
  • CRB registration
36
Favourite Financial Sector Deepening Uganda (FSDU)
DFID (Department For International Development)

Financial inclusion for marginalized groups

  • Innovative projects aimed at strengthening financial inclusion among marginalized groups
Stanbic Bank Uganda Limited

Financing short term and long term obligations

£42,581
  • Hold a current or savings bank account
  • Account managed responsibly
  • 5,000,000 as Minimum net worth of the firm
  • Account statements
  • Annual bank statement 
24
DFID (Department For International Development)

Social innovations to transform the lives and opportunities of people living in poverty.

£340,645,161
  • Innovations with the potential to scale to reach millions of people living on less than $5 PPP a day.
  • Innovators must have relevant expertise and capabilities to achieve success
  • Description of the innovation
USADF

Invest in grass root organizations

£6,209,677

Agricultural cooperatives and SMEs or committee based organization not employing more than 100 workers with maximum annual sales of more than 500,000 USD

  • Application template
  • Proposal
EU-EAC Market upgrade program

Upgrading cocoa and value chains with a focus on post harvest handling, marketing, better price incentive, etc.

£17,458,065

Qualifying businesses must be:

  • SMEs and National Research Institutions in the priority value chains of coffee and Cocoa.
  • Business support organizations in coffee and cocoa. The request must be between 50 & 55% of the total eligible cost.
  • Business registration documents.
  • Financial reports.
42
GroFin

SME Scaling

£37,258,065
  • Business operating in a country where they have an office.
  • Business needs medium term loan capital between: US$100k and US$1.5M.
  • Applicant’s business is for profit
  • Applicant’s business has a turnover of less than US$ 15 million and assets less than US$ 6 million.
  • The business is owner-operated and/or the owner is substantially involved in running the business
  • Business Plan and Projections, Financial Information, Shareholders Information, Identity Documents
  • Application form is on https://grofin.com
96
Microfinance Support Centre

Provides credit to groups through microfinance intermediaries/ partner organizations, and where necessary directly to registered groups. The intermediaries may be SACCOs, MFIs and NGOs.

Post Bank Uganda Limited

Support economically active customers in rural areas with no individual collateral, like women groups.

  • Attractive interest rates
  • Flexible repayment period of up to 12 months
  • Top up loans are available
  • No collateral required
  • Small weekly installments
  • Insurance cover in case of death or injury
  • Networking opportunities
  • No penalty charges on early repayments
  • Competitive interest rates
  • Access to PBU services at selected Branches
  • Loan graduation for the best Performing groups
  • The group and the individual members must have an account with PostBank Uganda
  • A valid group and members address
  • Introduction letter for the group by the area LC1
  • Valid National IDs of all members
  • Individuals or group must declare Source of income
  • No collateral required,
  • Should have an account with PBU
  • Valid National ID
  • Financial Card
12
Balloon Ventures

Financing Micro-enterprises

£1,241,935
  • Businesses must be more than 1-year old and registered in Kenya or Uganda.
  • Generating monthly revenue of UGX 7,000,000 or above and,
  • Employing more than 4 full time members of staff


  • Certificate of incorporation, Financial reports
FACTS Africa

This products suits the SME who sells to local off-Takers on credit terms and does not have the working capital to procure from their suppliers.based on the value of all eligible and approved invoices finance will be provided.

£4,258,065

• 2-3 year track record

• Company should have positive flow

• Sales of at least 150,000 USD

• 2-3 years audited reports
• Solid business plan

Iungo Capital

Financial inclusion of businesses stuck in the missing middle

£12,419,355

• Capital need of less than US 500k, typically between USD 100-300k in a first round
• Never had external equity investors.
• Limited collateral.
• Early stage or early growth

• Audited financial statements
• Financial forecasts
• Business registration documents

KCB Bank

Business financing

£709,677

Business must be registered or operating in the countries where KCB bank operates

  • A completed loan application form
  • A business proposal on the proposed project
  • 6 months bank statement
84
Housing Finance Bank

Financing Customers to secure their land through acquisition of titles

£2,129,032

Land loans and advice on purchasing land

• Copy of financial card, valid ID and Passport photos
• Spousal Consent for married customers
• Spousal consent or statutory declaration for marital statuses
• Proof of borrowers income
• One reputable guarantor

120
Root Capital

Financing for agricultural businesses

£49,677,419

Prior to applying, please take a moment to verify that your business meets these qualifications. This form is also available in Spanish and French.

  • Years in Operation: Minimum 3 years of business operations.
  • We focus on financing for agricultural businesses, cooperatives and related enterprises.
  • We do not lend directly to individual farms.
  • Minimum Annual Revenue: $250,000
  • Location: Must be legally established in one of Root Capital’s lending countries within Africa, Latin America, or Southeast Asia (see sidebar).
  • Documentation: Must present audited or management-prepared financial statements from the past three years.
  • Products & Services: Must be active in one or more of our focus industries: coffee, cocoa, honey, tree nuts, vanilla, grains, oilseeds, and other staple crops.
  • Commercial Relationships: Must have strong relationships with established buyers and at least two professional references.
  • Once you have submitted this form, a member of our team will contact you within one week to inform you if your business is eligible to apply for Root Capital financing, or to inquire further about your work.

Request a Loan

  • Complete this form to learn whether your business is eligible:
    https://rootcapital.org/request-a-loan/ 
Ecobank

Working capital, real estate construction or acquisition and capital expenditure financing

Business must be registered or operating in the countries where Ecobank operates

  • Hold a bank account in Ecobank,
  • Business registration documents
60
Uganda Development Bank

Financing for projects with a large capital expenditure component to be implemented over a relatively long period of time. Long term loans are suited for large scale projects such as infrastructural development and others.

  • Financing for projects with a large capital expenditure component to be implemented over a relatively long period of time.
  • Long term loans are suited for large scale projects such as infrastructural development and others.
  • Applicants must be incorporated entities
  • The project must have an equity contribution of 60% of the total project cost if it is a start-up and 40% if it is a going concern
  • Adequate collateral is required, preferably landed property
MTN Uganda

Instant mobile loans

£7,097

Personal entrepreneur mobile loans

The person should be a registered MTN mobile user who has been active for at least 6 months.

1
Uganda Development Bank

Financing for projects with a capital expenditure requirement for expansion, refurbishment, re-equipment and new asset acquisition. They can be extended to both new and existing projects.

  • Financing for projects with a capital expenditure requirement for expansion, refurbishment, re-equipment and new asset acquisition.
  • They can be extended to both new and existing projects.
  • Applicants must be incorporated entities
  • The project must have an equity contribution of 60% of the total project cost if it is a start-up and 40% if it is a going concern
  • Adequate collateral is required, preferably landed property
96
Standard Chartered Bank

Financing Professionals and Consultants earning a monthly income

  • Minimum age 21 years
  • Professionals and consultants earning regular monthly income
  • Both citizen and non citizen
  • Valid work id/ passport
  • Financial card
  • Tin number
300
Numida Technologies

Business financing

£49,677
  • We support semiformal micro and small businesses with digital working capital loans of $100-$5000 disbursed via mobile money.
  • Entrepreneurs can access credit in as little as 2 hours from the comfort of their business. No paper work, no collateral, no lengthy wait times.
  • Our proprietary underwriting process enables us to verify businesses remotely and grow loan limits appropriately ensuring that Numida and our clients succeed.
  • A registered business
  • Registered mobile money number,
  • Numida mobile app
  • National ID
  • Trading license
1
Orient Bank Limited

Financing land acquisition to Business people and SMEs 

  • No security required
  • Atleast12 months bank statetement for sole proprietors
  • Financial Card
  • Complete Loan Application
  • Sales Agreement
60
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