Financing Instruments & Financing Providers

Instant mobile loans

Personal entrepreneur mobile loans

The person should be a registered MTN mobile user who has been active for at least 6 months.

Instant mobile loans

• Money transfer for micro businesses

• The person should be a registered Airtel mobile user who has been active for at least 6 months.

Short-term loan to finance working capital, stock, or small business expansion

• Micro enterprises • Small traders and informal businesses with existing operations

• Copy of business license
• Sales records for the past 12 months
• Copy of National Identity card

Instant digital working capital loan for SMEs through mobile banking

• Registered SME with dfcu account

• Active transaction history with the bank

• Detailed company profile
• Copy of business license
• Business permit

Reducing youth unemployment

• Youth between 18-30 years of age
• All applicants must be bonafide residents of their area
  
• Beneficiaries are un-employed, under-employed or poor
  
• Beneficiaries must be Ugandan Nationals

• Certificate of registration from Community Development Officer.
• Proof of existence for at least a year (books of accounts records)

Financing for SME expansion, equipment purchase, and working capital

• Registered SMEs

• Existing business operations and financial records

• Copy of business license
• Business permit
• Detailed company profile
• Bank statements for a period of 6 months

Collateral where applicable

Financing for purchase of equipment, machinery, vehicles, or business assets

Businesses requiring machinery or equipment for operations

• Business permit
• Bank statements for a period of 6 months

Proforma invoice for asset

• Business registration

• Financial statements

SME working capital loan especially targeting businesses outside Kampala

• SMEs operating outside Kampala region

• Registered businesses with growth potential

• Copy of business license
• Business permit
• Detailed company profile
• Bank statements for a period of 6 months
• Sales records for the past 12 months
• Copy of National Identity card

• Collateral depending on amount

Financing for agricultural production, farm inputs, and agribusiness operations

• Agribusiness enterprises

• Farmers or agri-SMEs with verifiable production activities

• Bank statements for a period of 6 months
• Copy of National Identity card
• Business permit

• National ID

• Farm or business documentation

• Cash flow evidence

• Collateral where required

Affordable loans for women-owned enterprises to expand businesses

• Women-owned enterprises

• Business registered and operational

• Business permit
• Bank statements for a period of 6 months
• Copy of National Identity card

• National ID

• Business registration

• dfcu account

• Bank statements