Options et fournisseurs de financement

Instant digital working capital loan for SMEs through mobile banking

• Registered SME with dfcu account

• Active transaction history with the bank

• Detailed company profile
• Copy of business license
• Business permit

Instant mobile loans

Personal entrepreneur mobile loans

The person should be a registered MTN mobile user who has been active for at least 6 months.

Instant mobile loans

• Money transfer for micro businesses

• The person should be a registered Airtel mobile user who has been active for at least 6 months.

Financing against unpaid invoices to improve business cash flow

• SMEs supplying goods/services to reputable companies

• Business permit
• Copies of current contracts

• Valid invoices

• Supply contracts

• Business registration

Financing to execute confirmed contracts, LPOs, or supply agreements

• SMEs with confirmed LPOs, supply contracts, or invoices

• Business permit
• Copies of current contracts
• Bank statements for a period of 6 months

• Valid contract or LPO

• Business registration

• dfcu account

• Bank statements

SME working capital loan especially targeting businesses outside Kampala

• SMEs operating outside Kampala region

• Registered businesses with growth potential

• Copy of business license
• Business permit
• Detailed company profile
• Bank statements for a period of 6 months
• Sales records for the past 12 months
• Copy of National Identity card

• Collateral depending on amount

Financing to facilitate import/export transactions including letters of credit and bank guarantees

• Businesses engaged in regional or international trade

• Copies of current contracts
• Bank statements for a period of 6 months

• Trade contracts

• Import/export documentation

• Financial statements

Financing for SMEs executing confirmed supply contracts or Local Purchase Orders

• SMEs with confirmed supply contracts or LPOs

• Business permit
• Copies of current contracts

• Valid contract or LPO

• Business registration

Short-term working capital facility to support day-to-day business cash flow needs

• Businesses with active I&M Bank accounts

• Business permit
• Bank statements for a period of 6 months

• Business registration

• Bank statements

• Financial records

Short-term loan to finance working capital, stock, or small business expansion

• Micro enterprises • Small traders and informal businesses with existing operations

• Copy of business license
• Sales records for the past 12 months
• Copy of National Identity card