To provide various business entities with an opportunity to grow
NCBA Asset Financing provides tailor-made asset finance solutions. Get approval for your loan in no time, with simple documentation that means no hidden costs. On top of that, you have convenient banking with a personal Relationship Manager and favourable payment terms. We offer loans for the below products:
We support semiformal micro and small businesses with digital working capital loans of $100-$5000 disbursed via mobile money.
Entrepreneurs can access credit in as little as 2 hours from the comfort of their business. No paper work, no collateral, no lengthy wait times.
Our proprietary underwriting process enables us to verify businesses remotely and grow loan limits appropriately ensuring that Numida and our clients succeed.
Equity investment is a mode of business financing where UDB provides capital or invests in a project in return for shareholding in the project on given terms. The project must fall within the Bank’s priority sectors.
Equity investment is a mode of business financing where UDB provides capital or invests in a project in return for shareholding in the project on given terms. The project must fall within the Bank’s priority sectors.
Applicants must be incorporated entities
The project must have an equity contribution of 60% of the total project cost if it is a start-up and 40% if it is a going concern
Adequate collateral is required, preferably landed property
Focus on the poor, game changing innovations that have potential to scale to millions of low-income customers, true effect on customers' quality of life over time.
Business plan.
financial plan.
marketing plan.
The company must be legally registered and have audited financial statements.
All legal requirements and documents must be in place.
Finance working capital and acquisition of business assets
UGX 258 Billion
• Authority to borrow granted by relevant Ministry in case of financing • Hold a Current or Savings account with the Bank • Projected cash flow statement
• Projected cash flow statement • Valid license for the business being undertaken. • Memorandum and Articles of Association or Partnership deed
It facilitates acquisition of qualifying assets that aid production and/ or value addition in key sectors. The asset is the primary security for the financing.
It facilitates acquisition of qualifying assets that aid production and/ or value addition in key sectors. The asset is the primary security for the financing.
Applicants must be incorporated entities
The project must have an equity contribution of 60% of the total project cost if it is a start-up and 40% if it is a going concern
Adequate collateral is required, preferably landed property
Agricultural cooperatives and SMEs or committee based organization not employing more than 100 workers with maximum annual sales of more than 500,000 USD
Awarded to organizations that have been determined to posses the operational capability, technical expertise, adequate internal controls and experience to implement Agra transformative agenda.
This Products Suits The SME Who Does Not Have The Working Capital To Procure From Their Suppliers And Does Not Have Any Currently Available Eligible And Approved Invoices.
UGX 19 Billion
• A Security Deposit Or Hard Collateral • 2-3 year track record • Company should have positive flow • Sales of at least 150,000 USD
Prior to applying, please take a moment to verify that your business meets these qualifications. This form is also available in Spanish and French.
Years in Operation: Minimum 3 years of business operations.
We focus on financing for agricultural businesses, cooperatives and related enterprises.
We do not lend directly to individual farms.
Minimum Annual Revenue: $250,000
Location: Must be legally established in one of Root Capital’s lending countries within Africa, Latin America, or Southeast Asia (see sidebar).
Documentation: Must present audited or management-prepared financial statements from the past three years.
Products & Services: Must be active in one or more of our focus industries: coffee, cocoa, honey, tree nuts, vanilla, grains, oilseeds, and other staple crops.
Commercial Relationships: Must have strong relationships with established buyers and at least two professional references.
Once you have submitted this form, a member of our team will contact you within one week to inform you if your business is eligible to apply for Root Capital financing, or to inquire further about your work.
Request a Loan
Complete this form to learn whether your business is eligible: https://rootcapital.org/request-a-loan/
Climate Resilient Agribusiness For Tomorrow (CRAFT)
To Increase availability of accessible and climate resilient food for population
The primary target groups of the project include small and medium entrepreneurial farmers, SME agribusinesses, and service providers to these SMEs, as well as financial institutions and government agencies that play a key role in creating an enabling environment that can foster large-scale roll-out of climate smart agriculture in East Africa.
The Women’s Business loan is for women engaged in micro, small and medium businesses who wish to borrow as individuals for long and short term Investments such as adding capital into business, purchase of shares, import and export business.
Enables women to increase their working capital
Enables women increase their income
Loan is payable in manageable installments
Up to 5 years loan period
Borrower must be a woman
Must have and FTB account
Must be 18 years of age & above
Must have a legal business that has been in existence for at least 6 months
Financial inclusion of businesses stuck in the missing middle
UGX 56 Billion
• Capital need of less than US 500k, typically between USD 100-300k in a first round • Never had external equity investors. • Limited collateral. • Early stage or early growth
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