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Numida Technologies |
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225 806 452 UGX |
- We support semiformal micro and small businesses with digital working capital loans of $100-$5000 disbursed via mobile money.
- Entrepreneurs can access credit in as little as 2 hours from the comfort of their business. No paper work, no collateral, no lengthy wait times.
- Our proprietary underwriting process enables us to verify businesses remotely and grow loan limits appropriately ensuring that Numida and our clients succeed.
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- A registered business
- Registered mobile money number,
- Numida mobile app
- National ID
- Trading license
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1 |
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MTN Uganda |
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32 258 065 UGX |
Personal entrepreneur mobile loans |
The person should be a registered MTN mobile user who has been active for at least 6 months. |
1 |
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Airtel Uganda |
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32 258 065 UGX |
- Money transfer for micro businesses
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- The person should be a registered Airtel mobile user who has been active for at least 6 months.
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1 |
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ABC Capital Bank Uganda Limited |
Advancing good business background and repayment capacity for asset purchasing. |
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- Term Working capital loans.
- Business Loans Application Form duly completed.
- PIN Certificate of the applicant.
- ID copies and PIN certificates of the directors.
- Director’s resolution to borrow.
- Audited financial accounts for the last three years.
- Business latest management accounts with current aged debtors and creditors.
- Copies of the security documents e.g. title deed, logbook etc.
- Copy of the valuation report, if available.
- Copy of the letter(s) of offer and certified loan account statements from other institutions, if enjoying other facilities.
- Bank statements for the last six months, if banking elsewhere.
- Sketch map of physical location of the business premises.
- Cash flow projections for next 12 months.
- Copy of the business registration certificate (business names).
- Copy of the certificate of incorporation (limited companies).
- Copy of the memorandum and articles of association (limited companies).
- Latest returns to the registrar of companies.
- Details of Securities offered.
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12 |
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Opportunity Bank |
AgriFinance This is a loan product for agricultural products. |
161 290 323 UGX |
Loan Purpose: - For financing of agricultural inputs, production, processing, marketing and distribution
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12 |
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Post Bank Uganda Limited |
Support economically active customers in rural areas with no individual collateral, like women groups. |
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- Attractive interest rates
- Flexible repayment period of up to 12 months
- Top up loans are available
- No collateral required
- Small weekly installments
- Insurance cover in case of death or injury
- Networking opportunities
- No penalty charges on early repayments
- Competitive interest rates
- Access to PBU services at selected Branches
- Loan graduation for the best Performing groups
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- The group and the individual members must have an account with PostBank Uganda
- A valid group and members address
- Introduction letter for the group by the area LC1
- Valid National IDs of all members
- Individuals or group must declare Source of income
- No collateral required,
- Should have an account with PBU
- Valid National ID
- Financial Card
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12 |
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Ecobank |
Working capital financing |
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Business must be registered or operating in the countries where Ecobank operates |
- Hold a bank account in Ecobank,
- Business registration documents
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12 |
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Entrepreneurs Financial Center Uganda Ltd(EFC) |
Support women's livelihood by empowering micro entrepreneurs financially |
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The EFC Women Market Trader Loan is specifically designed for women entrepreneurs who need fast and efficient small loan services. It may be used to finance a wide range of activities including working capital, equipment purchases, investments and agricultural supplies to name a few. The product is aimed at improving women’s livelihood by empowering micro entrepreneurs financially. |
- Borrower must be an entrepreneur or merchant or legal entity
- Be of the age of majority
- Should have at least 6 months expertise
- Have a guarantor and collateral
- Financial card
- Valid trading licence
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18 |
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Bank of Baroda Uganda |
Finance for working capital in Business |
322 580 645 UGX |
• should have satisfactory operative Current account • should be profit making for last two (2) consecutive financial years |
• Company registration form • Partnership deed (incase of any) |
24 |
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Pride Microfinance Limited |
To enable all entrepreneurs engaged in income generating activities to grow their business |
967 741 935 UGX |
All Income generative activities
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- Business registration documents
- Financial reports
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24 |
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Bank of Africa Uganda |
For women involved in productive enterprises |
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- The product is available for women in business
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- Financial card
- Identification
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24 |
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Stanbic Bank Uganda Limited |
Financing short term and long term obligations |
193 548 387 UGX |
- Hold a current or savings bank account
- Account managed responsibly
- 5,000,000 as Minimum net worth of the firm
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- Account statements
- Annual bank statement
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24 |
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Stanbic Bank Uganda Limited |
Short term capital financing for businesses |
32 UGX Billion |
- Have an active bank account with Stanbic bank
- Possession of collateral
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- Financial card
- Trading license
- Valid IDs
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24 |
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FINCA Uganda Limited |
To facilitate the performance and growth of small and medium enterprises |
10 UGX Billion |
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- Possession of a trading licence
- Credible guarantor
- Trading License
- Letter of Guarantee
- CRB registration
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36 |
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UGAFODE Microfinance Limited |
To enable business firms to expand and grow |
4 UGX Billion |
- Flexible Repayment period 3-36 months
- Interest charged on reducing balance.
- Up to UGX 120 million
- Flexible collateral requirements
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- An active Savings account
- Business must be legal
- Trading licenses
- Financial Card
- Loan processing fees
- At least 12 months experience in the business to be funded
- Acceptable collateral
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36 |
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Centenary Rural Development Bank Limited |
land purchases, survey and registration |
967 741 935 UGX |
• Hold a current or savings bank account. • Good credit record for applicants. |
• Completed loan aplication form • Financial card |
36 |
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FINCA Uganda Limited |
To facilitate short and medium term credit for SMEs |
11 UGX Billion |
- FINCA Small Business loan
- Facilitates business performance and growth
- Personalized repayment plan
- Loan amount depends on business performance
- Competitive interest rates
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- Minimum age of 18
- Active Business for atlest 6 Months
- Guarantorship Financial Card
- CRB registration
- Trading License
- Individual borrowers with active businesses
- Applicant must be 18 years and above
- At least 6 months of business existence and activity
- Possession of proof of business preferably trading license
- Two guarantors
- CRB registration (Card or Number)
- Possession of an acceptable form of collateral
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36 |
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DFCU Bank Uganda Limited |
Business training, Financial advice |
3 UGX Billion |
• Hold a current or savings bank account • An entrepreneur or company holding 50% shares |
• Financial card • Company profile |
36 |
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DFCU Bank Uganda Limited |
Financing commercial farmers |
3 UGX Billion |
• Legally registered farming group • Hold a current or savings bank account |
• Financial card • Company profile |
36 |
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Standard Chartered Bank |
Growth and expansion of the business |
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- Access to additional funds for your business using your property
- Projected cash flows for the period of financing.
- 80% financing available on your collateral’s valuation price
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- Formal application form
- Financial card for the borrowing entity
- Business plan, updated company profile.
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36 |