Financing Instruments & Financing Providers

• Mobile phone–based financial services or business models built on mobile payment platforms.
• Specialized credit assessment or delivery models.
• Online or social media platforms for enabling financial access.
• Pay-as-you-go, collaborative consumption, and
• New products for people living in poverty.

• Proof of business ownership,
• Business plan

• Ventures must focus on the acument pillars:
• Focus on the poor, game changing innovations that have potential to scale to millions of low-income customers, true effect on customers' quality of life over time.

Business plan.

financial plan.

marketing plan.

The company must be legally registered and have audited financial statements.

All legal requirements and documents must be in place.

• Proven business model (and full business plan and financial operating history for larger investments)
• Strong management team
• Potential for long-term growth
• Potential positive impact on people, economies and the environment

• Full business plan and financial operating history for larger investments

All African SMEs with a valid operating license

• Business registration documents
• Audited financial reports

• Awarded to organizations that have been determined to posses the operational capability, technical expertise, adequate internal controls and experience to implement Agra transformative agenda.

• Concept notes
• Proposal

• Must be a legal business existing for at least 2 years
  
• Have an active bank account with Stanbic bank
  
• Possession of collateral
  
  

• Business Legal documents
  
• Business' financial statements, including and income statement, balance sheet and cash flow  
  
• A 12-month cash flow forecast  
  
• Management Accounts or Audited Financials for 2 years 
  
• Cash flow statement projections.
  
• Valuation report if security pledged is land/Buildings
  
• Bank Statement from the client has been banking for 1 year
  
• Financial Card
  
• Performa Invoices for the machinery

• Legally registered farming group
• Hold a current or savings bank account

• Financial card
• Company profile

• Acquisition of agricultural machinery.
• Post harvest handling equipment.
• Storage facilities, agro processing, mechanization

• A detailed bankable project proposal/ feasibility report

• Money transfer for micro businesses

• The person should be a registered Airtel mobile user who has been active for at least 6 months.