Financing Instruments & Financing Providers

Financing for agricultural production, farm inputs, and agribusiness operations

• Agribusiness enterprises

• Farmers or agri-SMEs with verifiable production activities

• Bank statements for a period of 6 months
• Copy of National Identity card
• Business permit

• National ID

• Farm or business documentation

• Cash flow evidence

• Collateral where required

Instant mobile loans

• Money transfer for micro businesses

• The person should be a registered Airtel mobile user who has been active for at least 6 months.

Financing for acquisition of vehicles, machinery, or equipment required for business operations

• SMEs requiring productive assets to expand operations

• Business permit
• Bank statements for a period of 6 months
• Copies of current contracts

• Proforma invoice for asset

• Business registration

• Financial statements

Financing for purchase of equipment, machinery, vehicles, or business assets

Businesses requiring machinery or equipment for operations

• Business permit
• Bank statements for a period of 6 months

Proforma invoice for asset

• Business registration

• Financial statements

SME working capital loan especially targeting businesses outside Kampala

• SMEs operating outside Kampala region

• Registered businesses with growth potential

• Copy of business license
• Business permit
• Detailed company profile
• Bank statements for a period of 6 months
• Sales records for the past 12 months
• Copy of National Identity card

• Collateral depending on amount

Financing for SME expansion, equipment purchase, and working capital

• Registered SMEs

• Existing business operations and financial records

• Copy of business license
• Business permit
• Detailed company profile
• Bank statements for a period of 6 months

Collateral where applicable

Short-term working capital facility to support day-to-day business cash flow needs

• Businesses with active I&M Bank accounts

• Business permit
• Bank statements for a period of 6 months

• Business registration

• Bank statements

• Financial records

Finance for acquisition of machinery, vehicles, or production equipment through leasing

• SMEs needing equipment or machinery for operations

• Copy of business license
• Business permit
• Detailed company profile
• Bank statements for a period of 6 months
• Copy of National Identity card

Short-term loan to finance working capital, stock, or small business expansion

• Micro enterprises • Small traders and informal businesses with existing operations

• Copy of business license
• Sales records for the past 12 months
• Copy of National Identity card

Financing for business expansion, working capital, and acquisition of business assets

• Registered SMEs and companies with operational history

• Copy of business license
• Business permit
• Bank statements for a period of 6 months
• Copy of National Identity card

• Financial statements or bank statements

• Collateral where applicable