Financing Instruments & Financing Providers
Total results: 84
Social innovations to transform the lives and opportunities of people living in poverty.
- Innovations with the potential to scale to reach millions of people living on less than $5 PPP a day.
- Innovators must have relevant expertise and capabilities to achieve success
- Description of the innovation
To stimulate the growth of Small and Medium Agri-businesses (SMAs)
- Proven business model (and full business plan and financial operating history for larger investments)
- Strong management team
- Potential for long-term growth
- Potential positive impact on people, economies and the environment
- Full business plan and financial operating history for larger investments
Easing access to finance for African MSMEs
All African SMEs with a valid operating license
- Business registration documents
- Audited financial reports
84
Increasing productivity of small holder farmers
- Social enterprises that had collected solid evidence on the effectiveness of their approach,
- reached a certain scale (typically 3-10 MUSD in annual expenditures),
- built high-quality systems for financial management and impact monitoring,
- attracted highly skilled managers and built a track-record of good cooperation with all relevant stakeholders
84
Scaling ventures
- Ventures must focus on the acument pillars:
- Focus on the poor, game changing innovations that have potential to scale to millions of low-income customers, true effect on customers' quality of life over time.
Business plan.
financial plan.
marketing plan.
The company must be legally registered and have audited financial statements.
All legal requirements and documents must be in place.
Mobilizing investments for the agro industrialization of Uganda
- Track record: minimum one year audited financial records and positive reputation with banks, suppliers and customers
- Excellent management team with good entrepreneurial quality
- Well-researched and realistic marketing plan
- Growth trend shown in historical and forecast demand volume
- Competitive advantage: regionally competitive cost of production, product quality matching or exceeding regional industry standards
- Stable prices: increasing or stable forecast product prices
- A brief description of the business, including its organization structure and ownership
- Details of products, markets and distribution channels, including A business plan going forward that clearly sets out the company’s growth/expansion plans, key assumptions, major risks and financial forecast for at least five years.
- Copies of audited financial statements for the preceding two years including a copy of the business’s most recent management accounts and a description of the current financial position.
- Details of the social impact of the business.
Finance working capital and acquisition of business assets
• Authority to borrow granted by relevant Ministry in case of financing
• Hold a Current or Savings account with the Bank
• Projected cash flow statement
• Projected cash flow statement
• Valid license for the business being undertaken.
• Memorandum and Articles of Association or Partnership deed
120
The fund provides financing to farmer producer cooperatives in Africa, Asia and Latin America
- Active in the Food & Agriculture sector
- Track record in sales of agricultural products and able to demonstrate long term (export) trading relationships
- Financing requirement: working capital or income-generating assets.
- Profitable results (over the last three years), with future
growth prospects - Financially sound and able to produce audited financial statements
- Audited financial statements
- Financial forecasts
- Business registration documents
Financing for agricultural businesses
Prior to applying, please take a moment to verify that your business meets these qualifications. This form is also available in Spanish and French.
- Years in Operation: Minimum 3 years of business operations.
- We focus on financing for agricultural businesses, cooperatives and related enterprises.
- We do not lend directly to individual farms.
- Minimum Annual Revenue: $250,000
- Location: Must be legally established in one of Root Capital’s lending countries within Africa, Latin America, or Southeast Asia (see sidebar).
- Documentation: Must present audited or management-prepared financial statements from the past three years.
- Products & Services: Must be active in one or more of our focus industries: coffee, cocoa, honey, tree nuts, vanilla, grains, oilseeds, and other staple crops.
- Commercial Relationships: Must have strong relationships with established buyers and at least two professional references.
- Once you have submitted this form, a member of our team will contact you within one week to inform you if your business is eligible to apply for Root Capital financing, or to inquire further about your work.
Request a Loan
- Complete this form to learn whether your business is eligible:
https://rootcapital.org/request-a-loan/
SME Scaling
- Business operating in a country where they have an office.
- Business needs medium term loan capital between: US$100k and US$1.5M.
- Applicant’s business is for profit
- Applicant’s business has a turnover of less than US$ 15 million and assets less than US$ 6 million.
- The business is owner-operated and/or the owner is substantially involved in running the business
- Business Plan and Projections, Financial Information, Shareholders Information, Identity Documents
- Application form is on https://grofin.com
96
To promote commercialization of Agriculture
- Acquisition of agricultural machinery.
- Post harvest handling equipment.
- Storage facilities, agro processing, mechanization
- A detailed bankable project proposal/ feasibility report
96
Empowering Entrepreneurs
- Compliance with our ESG criteria
- Strong track record and solid customer base
- Max. turnover €10 Million
- Min. turnover €300k (Uganda €100k)
- Break-even situation (at least operational profit)
- Solvency: min. of 20% after investment
- Own contribution: min. 20% (ration 1€ to 4€)
- At least 2 years (audited) financial statements
Upgrading cocoa and value chains with a focus on post harvest handling, marketing, better price incentive, etc.
Qualifying businesses must be:
- SMEs and National Research Institutions in the priority value chains of coffee and Cocoa.
- Business support organizations in coffee and cocoa. The request must be between 50 & 55% of the total eligible cost.
- Business registration documents.
- Financial reports.
42
Seed funding, Scaling
- Mobile phone–based financial services or business models built on mobile payment platforms.
- Specialized credit assessment or delivery models.
- Online or social media platforms for enabling financial access.
- Pay-as-you-go, collaborative consumption, and
- New products for people living in poverty.
- Proof of business ownership,
- Business plan
Financial inclusion of businesses stuck in the missing middle
• Capital need of less than US 500k, typically between USD 100-300k in a first round
• Never had external equity investors.
• Limited collateral.
• Early stage or early growth
• Audited financial statements
• Financial forecasts
• Business registration documents
To finance businesses with working capital for expansion and growth
Boda Boda loans
- This is a loan product for motorcycle riders who want to aquire and or expand on their business.
- 3.3% Set up fees of loan amount
- Stamp Duty is UGX15,000 of loans above 3M
- Calculation of interest; Reducing Balance
- Business should be operational for at least 12 months
- Possession of a Certificate of Incorporation
- Initial Deposit of UGX 500,000
- Open an account with OBUL
- Must have a Rider's permit
- CRB Search fee of UGX15,000
- Application fees of UGX20,000
- Operate from a recognized stage
- Recommendation letter from your area of residence
- Recommendation letter from your association
- Three guarantors(1 from family, 1 from association,1 from your stage)
- Financial Card
120
Short term capital financing for businesses
- Have an active bank account with Stanbic bank
- Possession of collateral
- Financial card
- Trading license
- Valid IDs
24
Invest in grass root organizations
Agricultural cooperatives and SMEs or committee based organization not employing more than 100 workers with maximum annual sales of more than 500,000 USD
- Application template
- Proposal
This Products Suits The SME Who Does Not Have The Working Capital To Procure From Their Suppliers And Does Not Have Any Currently Available Eligible And Approved Invoices.
• A Security Deposit Or Hard Collateral
• 2-3 year track record
• Company should have positive flow
• Sales of at least 150,000 USD
• 2-3 years audited reports
• Solid business plan
This products suits the SME who sells to local off-Takers on credit terms and does not have the working capital to procure from their suppliers.based on the value of all eligible and approved invoices finance will be provided.
• 2-3 year track record
• Company should have positive flow
• Sales of at least 150,000 USD
• 2-3 years audited reports
• Solid business plan