Finance working capital and acquisition of business assets
RWF 70 Billion
• Authority to borrow granted by relevant Ministry in case of financing • Hold a Current or Savings account with the Bank • Projected cash flow statement
• Projected cash flow statement • Valid license for the business being undertaken. • Memorandum and Articles of Association or Partnership deed
Mobilizing investments for the agro industrialization of Uganda
RWF 71 Billion
Track record: minimum one year audited financial records and positive reputation with banks, suppliers and customers
Excellent management team with good entrepreneurial quality
Well-researched and realistic marketing plan
Growth trend shown in historical and forecast demand volume
Competitive advantage: regionally competitive cost of production, product quality matching or exceeding regional industry standards
Stable prices: increasing or stable forecast product prices
A brief description of the business, including its organization structure and ownership
Details of products, markets and distribution channels, including A business plan going forward that clearly sets out the company’s growth/expansion plans, key assumptions, major risks and financial forecast for at least five years.
Copies of audited financial statements for the preceding two years including a copy of the business’s most recent management accounts and a description of the current financial position.
The Women’s Business loan is for women engaged in micro, small and medium businesses who wish to borrow as individuals for long and short term Investments such as adding capital into business, purchase of shares, import and export business.
Enables women to increase their working capital
Enables women increase their income
Loan is payable in manageable installments
Up to 5 years loan period
Borrower must be a woman
Must have and FTB account
Must be 18 years of age & above
Must have a legal business that has been in existence for at least 6 months
Support women's livelihood by empowering micro entrepreneurs financially
The EFC Women Market Trader Loan is specifically designed for women entrepreneurs who need fast and efficient small loan services. It may be used to finance a wide range of activities including working capital, equipment purchases, investments and agricultural supplies to name a few. The product is aimed at improving women’s livelihood by empowering micro entrepreneurs financially.
Borrower must be an entrepreneur or merchant or legal entity
Financing for the working capital requirements of a qualifying business. More specifically, they are intended to facilitate key operational requirements that directly aid production such as purchase of raw materials and productive inputs.
Financing for the working capital requirements of a qualifying business.
More specifically, they are intended to facilitate key operational requirements that directly aid production such as purchase of raw materials and productive inputs.
Applicants must be incorporated entities
The project must have an equity contribution of 60% of the total project cost if it is a start-up and 40% if it is a going concern
Adequate collateral is required, preferably landed property
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The Northern Uganda Entrepreneurship Project (Nuyep)
This Products Suits The SME Who Does Not Have The Working Capital To Procure From Their Suppliers And Does Not Have Any Currently Available Eligible And Approved Invoices.
RWF 5 Billion
• A Security Deposit Or Hard Collateral • 2-3 year track record • Company should have positive flow • Sales of at least 150,000 USD
Financing institutions and corporate businesses for continuity
RWF 870,967,742
The Small Business Loan, is a short to medium term credit facility aimed at financing business growth in the Small and Medium business segments. Bi-monthly, monthly& quarterly depending on a client’s business cash flow cycle
Application Form
Business Trading license.
Bank Statement for at least 6 months.
Cash flow projections for at least 12 months – to be prepared by the Bank’s Relationship Managers after looking at basic source documents, interviewing the customer and visiting the client’s business premises.
Copy of Valuation report prepared by a bank-approved valuer(s) where applicable.
Client to sign affidavit in addition to land sales agreement.
To provide various business entities with an opportunity to grow
NCBA Asset Financing provides tailor-made asset finance solutions. Get approval for your loan in no time, with simple documentation that means no hidden costs. On top of that, you have convenient banking with a personal Relationship Manager and favourable payment terms. We offer loans for the below products:
We support semiformal micro and small businesses with digital working capital loans of $100-$5000 disbursed via mobile money.
Entrepreneurs can access credit in as little as 2 hours from the comfort of their business. No paper work, no collateral, no lengthy wait times.
Our proprietary underwriting process enables us to verify businesses remotely and grow loan limits appropriately ensuring that Numida and our clients succeed.
Financing for projects with a capital expenditure requirement for expansion, refurbishment, re-equipment and new asset acquisition. They can be extended to both new and existing projects.
Financing for projects with a capital expenditure requirement for expansion, refurbishment, re-equipment and new asset acquisition.
They can be extended to both new and existing projects.
Applicants must be incorporated entities
The project must have an equity contribution of 60% of the total project cost if it is a start-up and 40% if it is a going concern
Adequate collateral is required, preferably landed property
Financing for projects with a large capital expenditure component to be implemented over a relatively long period of time. Long term loans are suited for large scale projects such as infrastructural development and others.
Financing for projects with a large capital expenditure component to be implemented over a relatively long period of time.
Long term loans are suited for large scale projects such as infrastructural development and others.
Applicants must be incorporated entities
The project must have an equity contribution of 60% of the total project cost if it is a start-up and 40% if it is a going concern
Adequate collateral is required, preferably landed property
Prior to applying, please take a moment to verify that your business meets these qualifications. This form is also available in Spanish and French.
Years in Operation: Minimum 3 years of business operations.
We focus on financing for agricultural businesses, cooperatives and related enterprises.
We do not lend directly to individual farms.
Minimum Annual Revenue: $250,000
Location: Must be legally established in one of Root Capital’s lending countries within Africa, Latin America, or Southeast Asia (see sidebar).
Documentation: Must present audited or management-prepared financial statements from the past three years.
Products & Services: Must be active in one or more of our focus industries: coffee, cocoa, honey, tree nuts, vanilla, grains, oilseeds, and other staple crops.
Commercial Relationships: Must have strong relationships with established buyers and at least two professional references.
Once you have submitted this form, a member of our team will contact you within one week to inform you if your business is eligible to apply for Root Capital financing, or to inquire further about your work.
Request a Loan
Complete this form to learn whether your business is eligible: https://rootcapital.org/request-a-loan/
Financing Customers to secure their land through acquisition of titles
RWF 3 Billion
Land loans and advice on purchasing land
• Copy of financial card, valid ID and Passport photos • Spousal Consent for married customers • Spousal consent or statutory declaration for marital statuses • Proof of borrowers income • One reputable guarantor
Financial inclusion of businesses stuck in the missing middle
RWF 15 Billion
• Capital need of less than US 500k, typically between USD 100-300k in a first round • Never had external equity investors. • Limited collateral. • Early stage or early growth
This products suits the SME who sells to local off-Takers on credit terms and does not have the working capital to procure from their suppliers.based on the value of all eligible and approved invoices finance will be provided.
Provides credit to groups through microfinance intermediaries/ partner organizations, and where necessary directly to registered groups. The intermediaries may be SACCOs, MFIs and NGOs.